I didn't even ask, I just asked if they had the commemorative cards and the representative said "do you just want the card, or would you like to load a balance?" I even said "just the minimum is fine" assuming that would mean $16 and she gave it to me for $6. I was pleasantly surprised.
Also, the self-serve reload machine in the Pearson station was out of service when I arrived there around 12:30 or so today, but I went and walked around a bit and grabbed lunch and it was working by the time I got back. Used it to put $10 onto my existing card, very easy to use, much better than the crummy/huge one they used to have in the Bay concourse as a pilot...I believe this model is the one rolling out to the York concourse and TTC subway stations soon, so thank goodness for that. The tap debit/credit option is the biggest improvement--worked fantastically and quickly for me, also lets you choose whether or not you want a receipt, with those improvements it cuts down the time it takes to reload massively vs the old kiosk. Very impressed.
Edit--photo of machine while out of service, taken exactly at 12:30 PM today:
View attachment 47783
That was indeed quite disappointing to see. Very, very poor optics just hours into launch day! Yikes! Somebody must have caught flak for that. Saw a lot of the camera crews/press taking interest in it, a handful of disappointed passengers, and Presto/UP staff standing by it almost trying to hide it from view! Oh well, fixed in a matter of hours.