Of course if you qualify for assistance, it won't cost that much. The cost wasn't really the gist of my point. I was stating that the effort required to try and get admitted to Harvard isn't really worth it, based on how many undergrads they enrol every year. Unless you are the children of alumni, your chances are quite slim. I'm just saying you're probably better off skipping the urge to be in an "elite" school, and get just as good an education at UofT. Which is why UofT's star has been continuously rising.
Much of Harvard's cache lies in its history, influence, and wealth, and in today's world, people are putting less and less importance on elitism.