crs1026
Superstar
So far the insurance and liability issues haven't come to the forefront, but I expect they will become very complex.
In Australia, it's already possible to get discounted auto insurance if the vehicle is equipped with the new adaptive technology. The presumption is, the new technology will lower claims costs compared to traditional drivers.
Tha's good for the moment, but as the technology becomes the norm, and human errors disappear, I don't expect insurance companies to remain satisfied with a pure no-fault, actuarially-based claims process. Insurers will want to know if claims are impacted by flaws in the technology, so they can pass costs back to the makers. I predict that they will want the 'black box' data for every accident. Some may not realise, that black box data exists in today's adaptive technology vehicles and when you buy a car with the new technology you are consenting to releasing it if the maker asks for it.
When you look at the airbag and emission scandals, you realise that auto makers go to extreme lengths to conceal flws in their products. Will they own up to failures in the new technology? I doubt it. Proving a fault in deep learning technology will be far more difficult than proving a flaw in an airbag. I can see insurers demanding some relief to level the playing field.
Perhaps the law will change, making the car designers liable for all accidents unless they can prove the flaw that caused the accident came from somewhere else. I can see the car makers issuing very complex instructions (even more than todays' owners manuals) disavowing liability if the vehicle is operated under 'extreme' conditions where the technology is known to be iffy.
- Paul
In Australia, it's already possible to get discounted auto insurance if the vehicle is equipped with the new adaptive technology. The presumption is, the new technology will lower claims costs compared to traditional drivers.
Tha's good for the moment, but as the technology becomes the norm, and human errors disappear, I don't expect insurance companies to remain satisfied with a pure no-fault, actuarially-based claims process. Insurers will want to know if claims are impacted by flaws in the technology, so they can pass costs back to the makers. I predict that they will want the 'black box' data for every accident. Some may not realise, that black box data exists in today's adaptive technology vehicles and when you buy a car with the new technology you are consenting to releasing it if the maker asks for it.
When you look at the airbag and emission scandals, you realise that auto makers go to extreme lengths to conceal flws in their products. Will they own up to failures in the new technology? I doubt it. Proving a fault in deep learning technology will be far more difficult than proving a flaw in an airbag. I can see insurers demanding some relief to level the playing field.
Perhaps the law will change, making the car designers liable for all accidents unless they can prove the flaw that caused the accident came from somewhere else. I can see the car makers issuing very complex instructions (even more than todays' owners manuals) disavowing liability if the vehicle is operated under 'extreme' conditions where the technology is known to be iffy.
- Paul