News   Mar 14, 2025
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Premier Doug Ford's Ontario

In order for the government to do a direct deposit they would have to have your account information. Even if you do DD with the CRA (which collects Ontario taxes on the province's behalf), I doubt they share that info with the province. Their argument would no doubt be something about not everybody has direct deposit, Internet banking and all that stuff. A lot of people file taxes through a charitable service or even a tax preparer who pays you directly up front for any refund and they take the refund from the CRA in return.
 
The Ontario Trillium Benefit is paid through direct deposit if the recipient has elected to do so, so the CRA does link that information with Ontario. Of course not everyone receives payments that way, but a large number of people do. I did tax preparation for low income individuals (as a volunteer) for over 20 years -- the vast majority of them had direct deposit set up -- it's a faster and more reliable way to receive refunds and credits. The physical cheque is just Doug's way of making sure we all see it, unlike the carbon rebate that just slides into your account.
 
The Ontario Trillium Benefit is paid through direct deposit if the recipient has elected to do so, so the CRA does link that information with Ontario. Of course not everyone receives payments that way, but a large number of people do. I did tax preparation for low income individuals (as a volunteer) for over 20 years -- the vast majority of them had direct deposit set up -- it's a faster and more reliable way to receive refunds and credits. The physical cheque is just Doug's way of making sure we all see it, unlike the carbon rebate that just slides into your account.
This certainly sound on track for Doug but I had heard it was because the CRA was unwilling to send bank account details to Ontario for security reasons.
 
Waiting for reports that pets and dead people get their cheques.




The Ontario Trillium Benefit is paid through direct deposit if the recipient has elected to do so, so the CRA does link that information with Ontario. Of course not everyone receives payments that way, but a large number of people do. I did tax preparation for low income individuals (as a volunteer) for over 20 years -- the vast majority of them had direct deposit set up -- it's a faster and more reliable way to receive refunds and credits. The physical cheque is just Doug's way of making sure we all see it, unlike the carbon rebate that just slides into your account.

There was a "stink" about requiring the banks to indicate "Carbon Rebate" on the direct deposits on their statements. The Conservatives didn't want that shown, but as a general comment that it came from the government of Canada. Maybe there was another "stink" on how to word the Ontario direct deposit, so they went with cheques instead.
 
This certainly sound on track for Doug but I had heard it was because the CRA was unwilling to send bank account details to Ontario for security reasons.

The most probable answer is that the CRA and Ontario could have worked something out if they were given a few months to do it, but Doug decided to do this and announced it at the last minute when he decided he was calling an election in February, and there was no time to do it properly.

And Doug probably didn't mind because he liked the idea of everybody getting cheques in their mailbox during an election campaign.
 
I will miss the California wines and bourbon. But now can we scrap the ridiculous interprovincial trade barriers? So i can "import" my fave craft beer and wine from BC and Quebec?


 
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Ontario has regulations that restrict the importation of liquor into the province. For example, liquor manufacturers can't sell directly to consumers in Ontario without going through the Liquor Control Board of Ontario (LCBO). Why does the LCBO restrict BC or Québec wines and liquor?

(Unless there is a "tariff" on importing liquor into Ontario from other provinces.)
 
I will miss the California wines and bourbon. But now can we scrap the ridiculous interprovincial trade barriers? So i can "import" my fave craft beer and wine from BC and Quebec?


We didn’t buy American the last time Trump was in power so while I enjoy California reds, it’s no big deal. I’m just glad that my preferred gin comes from Ireland and/or the UK.
 
Ontario has regulations that restrict the importation of liquor into the province. For example, liquor manufacturers can't sell directly to consumers in Ontario without going through the Liquor Control Board of Ontario (LCBO). Why does the LCBO restrict BC or Québec wines and liquor?

(Unless there is a "tariff" on importing liquor into Ontario from other provinces.)
Most inter-provincial trade restrictions are intended to protect local manufacturers.
 
We didn’t buy American the last time Trump was in power so while I enjoy California reds, it’s no big deal. I’m just glad that my preferred gin comes from Ireland and/or the UK.
I believe he said spirits and wine from Red States only, but Australia has some yummy red wines too, 19 Crimes comes to mind, but leave Snoop on the shelf.
 
Most inter-provincial trade restrictions are intended to protect local manufacturers.

The wine industry is inconsequential in most of the country, only Ontario and BC produce at volume and BC has offered mutual market access.

The inter provincial barriers may have once had the intent of protecting some local industry, though in booze, I think its far more of a control feature and particularly pertains to local liquor authorities being able to collect their mark up and excise tax.

The concern being direct to consumer sales, or bringing stuff from one province to the next could see tax avoidance, reduce government remittance, and might even impact issues of the competitiveness of tax/mark-up regimes.

I think that concern is largely misplaced, that most province would find a comprehensive set of changes a wash.

Even those that did lose some jobs would likely see enough benefit from lower prices or ease of labour supply etc to come out even on the deal.
 

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